Payment at time of service
We want to make your dental care affordable. To keep our fees as low as possible, we ask for payment at time of service.
Dental Insurance
Southern Arizona Endodontics is contracted with many insurance companies. If you have dental insurance we will gladly submit a dental claim on your behalf.
Some dental plans pay more than others for endodontic care. The estimated out of pocket expense is asked for at the time of service.
In order to better assist you in minimizing your out of pocket expense, please contact our benefit specialist at (520) 917-2338 prior to your appointment, so that we may assist you with your dental plan.
We are providers with the following insurance companies:
- Delta Dental AZ Premier
- Ameritas PPO
- Guardian PPO
- SecureCare (Southwest Preferred Dental) - Indemnity Plans Only
- Mountain States PPO
- United Concordia PPO
- Cigna PPO
- Dentemax PPO
- Humana PPO
- Aetna PPO
- Assurant PPO
Payment Options
We realize that every person’s financial situation is different. Therefore, we provide several payment options. For your convenience, we accept cash, personal checks, bank debit cards, and major credit cards
We also offer Care Credit, an affordable monthly payment option.
Apply online yourself:
- Simply fill out the application, and submit. Then wait online
for your decision to appear.
- Once you receive your acceptance decision:
Print out your response and present it, along with 2 forms
of identification, at the time of service.
- Applicant must be present at time of service.
- You will receive a Care Credit card in the mail, which you
can use at thousands of providers, and other healthcare
practices nation wide.
Applying for Care Credit is as quick and easy as
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Please talk to us
We are in the people business. If you have questions about the financial aspects of your treatment, have unusual circumstances, or wish to discuss our guidelines, please speak with our Billing or Insurance Specialist. See below for other questions you may have.
Do I need to have a referral to be seen in your office?
No, you do not need a referral.
What is “UCR” and how is it determined?
“UCR” (Usual Customary, and Reasonable fees) is the term used by insurance companies to describe the maximum amount they will allow for a particular dental procedure. There is no standard fee or accepted method for determining the UCR, and the UCR has no relationship to the fee charged by our office. The administrator of each dental plan determines the fees that their plan will pay, often based on many factors including region of the country, number of procedures performed, and cost of living.
Why is my benefit different from what I expected?
Your dental benefit may vary for a number of reasons, such as:
You have already used some of the benefits available from your dental insurance.
Your insurance plan paid only a percentage of the fee charged by your Endodontist.
The treatment you needed was not a covered benefit.
You have not met your deductible.
You have not reached the end of your plan’s waiting period and are currently ineligible for coverage.
Your plan may want you to choose your dental care from a list of their preferred providers.
Specific plan limitations, like the re-treatment of an existing root canal.
Why isn’t the recommended treatment a covered benefit?
Your Endodontist diagnoses and provides treatment based on professional judgment and not on the cost of care. Some employers or insurance plans exclude coverage for necessary treatment as a way to reduce their costs. Your plan may not include this particular treatment or procedure, although the Endodontist deemed the treatment as necessary.
Will I receive notification of how much my insurance company will pay?
Your insurance company will mail you an EOB (Explanation of Benefits) outlining the details of your processed claim. The EOB contains the following information: UCR, patient portion, remaining benefits, deductible, and benefit paid.
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